Ever Wonder Which Insurance Companies a Personal Injury Attorney Would Avoid? Here’s My Honest Take.

As a personal injury attorney in Texas, I’ve seen firsthand how different insurance companies handle claims and, trust me, not all are created equal. A few providers consistently make it more difficult for injured people to get the treatment, repairs, and compensation they deserve.

That’s why I’m sharing a quick breakdown of which insurance companies I would personally avoid, based on years of working directly with them on behalf of my clients.

Insurance Companies I Would Not Use:

Now, I am not saying that the below companies are ALL BAD. It is simply my experience that these are the insurance providers who seem to consistently push back the hardest against claims:

● Fred Loya Insurance – In my opinion, one of the most difficult companies to work with. Delays, denials, and resistance are common.

● State Farm – Despite their big-budget marketing, they often push back on fair payouts, delay vehicle repairs, and challenge legitimate medical treatments.

● Allstate – Also known for stalling and denying valid claims, making the recovery process harder than it needs to be.

If you’re shopping for insurance or trying to understand why your claim is stalled, this list might help you make better-informed decisions.

Insurance Companies I Would Use:

Let’s look at a few companies that, in my experience, tend to handle claims more fairly and efficiently:

● USAA – While it’s only available to military members and their families, I’ve generally had positive experiences working with them.

● Texas Farm Bureau – A more regional provider that usually offers better cooperation during the claims process.

● GEICO – Believe it or not, GEICO is often easier to deal with compared to some of the major players out there.

That’s not to say these companies are perfect, but if I had to pick three, these would make the list.

What Does This Mean for You?

Insurance matters — not just in the event of an accident, but in how you’ll be treated afterward. Choosing the wrong provider can delay your treatment, deny you a rental car, or leave you paying out of pocket for repairs you shouldn’t be responsible for.

If you’ve been injured in a car accident and you’re dealing with one of these companies, you don’t have to fight them alone.

📞 Call my office at 281-901-0231, and let’s make sure your claim is handled the right way.

Disclaimer:

This blog post is for informational purposes only and is not intended as legal advice. Every situation is unique — please contact our office to discuss your specific case.