When Medical Bills Keep Arriving: How Texas Law Protects You

After an accident, medical bills can stack up quickly. You might receive separate invoices from hospitals, specialists, imaging centers, and physical therapists long before your insurance claim is resolved.

Why Do Medical Bills Keep Coming?

Texas hospitals often bill patients directly while waiting for insurance settlements. In some cases, third-party billing companies purchase your medical debt, adding pressure to settle fast.

How Texas Law Protects You

• At-fault rule: Texas follows an at-fault system, meaning the driver who caused the accident is responsible for damages.
• Two-year statute of limitations: You generally have two years from the date of the crash to file a personal injury lawsuit.
• Medical liens: Healthcare providers may place a lien on your settlement, but an attorney can often negotiate to reduce or eliminate those liens.

Insurance Tactics to Watch For

✔ Offering low settlements before you understand your total costs
✔ Disputing medical necessity
✔ Delaying your claim to pressure you financially

If you’re feeling the squeeze from unpaid medical bills, call Brushe Law today for a free consultation.

We’ll step in to manage communication with insurance companies, protect your rights, and fight for every dollar you’re owed.